Book a call
Dave Lesser
Pick a time that works. Fifteen minutes, no cost, no obligation, and nothing to fill out beforehand.
If you've already got a lender you like, that's fine — plenty of these calls end with me telling someone their current offer is solid.
VA lending from the other side of it.
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What Dave covers on the call
Not a sales pitch. A working conversation.
- Who you are and what you're actually trying to do
- Your situation and where you are in it
- Your timeline, and whether it's realistic
- Your cash — what you have and what you'll need
- Your credit, where it stands and what moves it
- Your income and how it actually calculates
- The best path forward, and why it's the best one
- What we expedite or triage to keep you on schedule
Then we tailor the loan to you. Not the other way around. Most people are surprised how much gets settled in fifteen minutes.
Mortgage Strategy Call with Dave Lesser
Times shown in your local time zone.
Nothing on the calendar works?
Call the office and we'll find a time, or start the application and we'll reach out.
About Dave Lesser
I work with everyone from first-time buyers trying to figure out where to start to experienced buyers who have done this plenty of times before. Either way, my job isn't just to get you approved. It's to make sure the way we structure your mortgage actually makes sense for what you're trying to accomplish.
That's important. Before I start talking about rates, loan programs, or picking apart another lender's quote, I want to know your goals. Once I know that, we can figure out what actually matters and what doesn't.
Real estate agents send me their clients because they know my process. From the first conversation through closing, they know where the loan stands and they know I'll call the listing agent myself when their buyer makes an offer. One of the biggest compliments I get from local listing agents is, “I was really happy to see your name on the pre-approval letter.” That matters to you. When your offer lands on a listing agent's desk, I want them to already know who they're dealing with and what they can expect from me and my team.
That approach is what the numbers at the top of this page come from. It's also why I ended up managing a branch rather than just running my own pipeline — the process turned out to be the thing worth teaching.
The other half of what I do
I build software. I'm the founder of LSSR Digital, where I design the tools my own team runs on — the calculators on this site, the CRM automation behind your file, the systems that make sure nothing sits in someone's inbox over a weekend. Most loan officers buy their tech. I write mine, which means when something about your experience should work differently, I can just change it.
I also coach. I train loan officers and sales teams on the process, the activity standards and the systems that actually produce consistent results, which is what The Lesser Method grew out of. Teaching something forces you to be honest about whether it works.
None of that is why you'd hire me. But it's the reason the experience on your loan is built rather than improvised.
Outside of work, my wife and I spend as much time as we can camping in our RV. Although “camping” usually means I'm on Starlink in the middle of nowhere getting someone's loan dialed in.
Not ready to talk yet? Run the numbers first.
Ten free tools, no login and no credit pull. See what you'd qualify for, what down payment assistance could cover, and what the payment actually looks like — before you talk to anybody.
Like what you see? Send us the scenario and we'll get a time on the calendar then.
Where Dave Lesser lends
Lesser Lending is based at 11917 E Broadway Ave in Spokane Valley, and Dave is licensed in both Washington and Idaho — the entire states, not just the Spokane area. That includes the Puget Sound, the Tri-Cities, the Columbia Basin and north Idaho, plus military families at Fairchild Air Force Base and Naval Station Everett.
Who is Dave Lesser?
Dave Lesser is a Senior Loan Officer and Sales Manager at Lesser Lending, Div. of Canopy Mortgage, LLC, based in Spokane Valley, Washington. He is licensed in Washington and Idaho under NMLS #189561, has been named a Top 1% Loan Officer nationwide by Scotsman Guide in 2025 and 2026, and serves as Sales Manager for Canopy Mortgage's highest-producing branch. He is also an Army veteran.
What does the home loan process look like?
It runs in eight steps across two phases. First you get shopping: a conversation with Dave, the application, a full pre-approval review, and then you look at homes knowing exactly what you can buy. Then you get the keys: offer accepted and under contract, underwriting, clear to close, and funding. Dave's team handles each stage so you always know where the loan stands and what happens next. The full walkthrough is at lesserlending.com/home-loan-process.
What areas does Dave Lesser serve?
Dave Lesser is licensed across all of Washington and Idaho. Most of his buyers are around Spokane, Spokane Valley, Liberty Lake, Cheney, Airway Heights and Fairchild Air Force Base, and he also works with buyers in Everett, Lake Stevens, Marysville and Naval Station Everett, the Tri-Cities, Moses Lake, and Coeur d'Alene, Post Falls, Hayden and north Idaho. The office is at 11917 E Broadway Ave, Suite 201, Spokane Valley, WA 99206.
What happens on a call with Dave Lesser?
It's a working conversation, not a sales pitch. In about fifteen minutes you'll cover what you have for a down payment, how your income actually calculates, where your credit stands, what payment you're comfortable with, which loan programs fit, and what to ask a seller for. There's no cost, no credit pull, and nothing to fill out beforehand.
How do I contact Dave Lesser?
You can book a time directly on the calendar on this page, call the office at (509) 749-8587, or email [email protected]. If nothing on the calendar works, call and the team will find a time.
Does Dave Lesser work with first-time home buyers?
Yes. A large share of his business is first-time buyers, many of whom need help with the down payment and sometimes closing costs. Washington's WSHFC programs and Idaho's assistance options come up constantly, and he will walk through which ones you may qualify for before you start looking at houses.
Three people you'll actually work with, so nothing sits in one person's inbox over a weekend.
Rochelle Lesser
Keeps the client experience, marketing, and events moving, and makes sure details don't get missed.
Taylor McGee
Often the first person you'll talk to. Handles applications, documents, and keeps communication moving.
Ali Kees
Takes loans from approval to closing, working with agents, processors, and title to keep it on track.